Welcome to Your 2027 Benefits Guide
Cheyenne Regional Medical Center
Invested in You — Physically, Emotionally & Financially
At Cheyenne Regional, we know that benefits are an important part of caring for yourself and your family. That's why we're committed to offering programs and resources that support your health, financial well-being, and peace of mind.
This interactive Benefits Guide is designed to make learning about your benefits simple and convenient. Inside, you'll find information about your medical, retirement, wellness, and voluntary benefit options, along with helpful resources to support you throughout the year.
As you explore the guide, be sure to visit the What's New page to learn about important updates for 2027. We encourage you to review your options carefully and choose the benefits that best fit your needs.
Thank you for all you do each day to care for our patients, support our organization, and serve our community. We are proud to support you and your family with benefits designed to help you thrive both at work and at home.
What's New for 2027
Plan enhancements effective 01/01/2027
NEW! Interactive 2027 Benefits Guide
Finding benefit information is easier than ever. Enjoy improved navigation, direct links, benefit flyers, and helpful resources throughout the guide, making it simple to access the information you need and get the most from your benefits. To reduce duplication and streamline access to benefit information, the 2027 Benefits & Wellness webpage has been updated to include only resources not already available within the Benefits Guide.
Updated Medical Plan Tier Names
To improve understanding and align with UMR’s naming conventions, medical plan tiers have been renamed as follows:
- Platinum = UMR Tier 1
- Gold = UMR Tier 2
- Silver = UMR Tier 3
HSA Seed Contribution Update
Beginning in 2027, the annual contribution will be deposited in a single payment in January
- $500 for employee-only coverage
- $750 for employee + spouse, employee + child(ren), or family coverage
Increased Vision Benefit
Vision allowance increased from $175 to $200, providing additional funds toward eligible vision expenses.
Eligibility & Enrollment
Full-time (30+ hrs/week) and part-time (16–29.75 hrs/week) employees are eligible
When You Can Enroll
- Within 31 days of hire
- During annual open enrollment
- Within 31 days of a qualifying life event
- Most benefits are effective the first of the month following your date of hire
- Disability coverage begins the first of the month after 90 days of active employment
Dependent Eligibility
- Legal spouse or domestic partner
- Children up to age 26
- Physically/mentally dependent children (any age)
- Documentation may be required to verify dependent eligibility
Domestic Partners
- To enroll a domestic partner, submit a signed Affidavit of Domestic Partnership
- Domestic partner coverage is taxable (imputed income)
Qualifying Life Events — Notify Within 31 Days
Birth/adoption · Marriage/divorce · Spouse job change · Death of covered dependent · Child eligibility change · QMCSO. Changes after 31 days cannot be accepted.
How to Self-Enroll in UKG
- Log In to UKG: Visit crmcwy.ultipro.com → Menu → Myself → Benefits → Manage My Benefits → Get Started
- Review Your Family: Verify dependent information. Add, edit, or remove family members before making elections.
- Shop for Benefits: Select Shop Plans for each benefit category. You must elect or decline all coverages to complete enrollment.
- Review & Check Out: Confirm all elections, click Checkout, and email yourself a confirmation statement.
Medical Benefits
UMR | umr.com | 800-826-9781
Enroll in Medical Benefits
New to Personify Health? Get started at enroll.personifyhealth.com · Already have an account? Log in at login.personifyhealth.com
Explore Plan Options Below
Pharmacy Benefits — CVS Caremark Tools
Consumer Driven Health Plan (CDHP)
View Summary of Benefits and Coverage ↗| Benefit | Platinum UMR Tier 1 CRMC/CRMG providers (best savings) | Gold UMR Tier 2 Cheyenne + most UCHealth + Children's Hospital Colorado | Silver UMR Tier 3 All other in-network (UMR Choice Plus) | Out of Network Least coverage |
|---|---|---|---|---|
| Deductible (Ind/Fam) | $3,500 / $5,500 | $4,500 / $9,000 | $4,500 / $9,000 | $6,000 / $12,000 |
| OOP Max (Ind/Fam) | $4,750 / $9,500 | $6,750 / $13,500 | $6,750 / $13,500 | $12,000 / $24,000 |
| Preventive Care | Plan pays 100% | Plan pays 100% | Plan pays 100% | 50% after ded. |
| Primary Care | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| Specialist | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| Urgent Care | N/A | 10% after ded. | 30% after ded. | 50% after ded. |
| Lab / X-Ray | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| MRI / CT / PET | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| Inpatient Hospital | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| Outpatient Hospital | 10% after ded. | 20% after ded. | 30% after ded. | 50% after ded. |
| Emergency Room | 15% after Platinum deductible (all tiers) | |||
| Preventive Rx | $0 copay | Not covered | ||
| Generic / Brand / Specialty Rx | 20% after deductible | Not covered | ||
| Mail Order (90-day) | 20% after deductible | Not covered | ||
Basic PPO
View Summary of Benefits and Coverage ↗| Benefit | Platinum UMR Tier 1 CRMC/CRMG providers (best savings) | Gold UMR Tier 2 Cheyenne + most UCHealth + Children's Hospital Colorado |
Silver UMR Tier 3 All other in-network (UMR Choice Plus) | Out of Network Least coverage |
|---|---|---|---|---|
| Deductible (Ind/Fam) | $3,000 / $6,000 | $4,000 / $8,000 | $4,000 / $8,000 | $7,500 / $11,000 |
| OOP Max (Ind/Fam) | $4,000 / $8,000 | $5,000 / $10,000 | $5,000 / $10,000 | $16,000 / $32,000 |
| Preventive Care | Plan pays 100% | Plan pays 100% | Plan pays 100% | Not covered |
| Primary Care | $20 copay | $30 copay | 30% after ded. | 50% after ded. |
| Specialist | $60 copay | $70 copay after deductible | 30% after ded. | 50% after ded. |
| Urgent Care | N/A | $75 copay | $75 copay | $75 after Plat. ded. |
| Diagnostic Lab / X-Ray | Plan pays 100% | 10% after ded. | 30% after ded. | 50% after ded. |
| MRI / CT / PET | $200 copay | $300 copay after deductible | 30% after ded. | 50% after ded. |
| Inpatient Hospital | $350/day (max $1,400) | $500/day after deductible (max $2,000) | 30% after ded. | 50% after ded. |
| Outpatient Hospital | $250 copay | $300 copay after deductible | 30% after ded. | 50% after ded. |
| Emergency Room | $500 copay after Platinum deductible | |||
| Preventive Rx | $0 copay | Not covered | ||
| Generic / Brand / Non-Form. | $20 / $40 / $60 copay | Not covered | ||
| Specialty Rx | 20% up to $250 max | Not covered | ||
| Mail Order (90-day) | 2× retail copay | Not covered | ||
Plus PPO
View Summary of Benefits and Coverage ↗| Benefit | Platinum UMR Tier 1 CRMC/CRMG providers (best savings) | Gold UMR Tier 2 Cheyenne + most UCHealth + Children's Hospital Colorado |
Silver UMR Tier 3 All other in-network (UMR Choice Plus) | Out of Network Least coverage |
|---|---|---|---|---|
| Deductible (Ind/Fam) | $250 / $750 | $1,500 / $3,000 | $2,000 / $4,000 | $2,500 / $5,000 |
| OOP Max (Ind/Fam) | $3,000 / $6,000 | $4,000 / $8,000 | $4,000 / $8,000 | $7,500 / $15,000 |
| Preventive Care | Plan pays 100% | Plan pays 100% | Plan pays 100% | Not covered |
| Primary Care | $15 copay | $30 copay | 20% after ded. | 40% after ded. |
| Specialist | $55 copay | $60 copay after deductible | 20% after ded. | 40% after ded. |
| Urgent Care | N/A | $75 copay | $75 copay | $75 after Plat. ded. |
| Diagnostic Lab / X-Ray | Plan pays 100% | 10% after ded. | 20% after ded. | 40% after ded. |
| MRI / CT / PET | $100 copay | $200 copay after deductible | 20% after ded. | 40% after ded. |
| Inpatient Hospital | $150/day (max $600) | $250/day after deductible (max $1,250) | 30% after ded. | 50% after ded. |
| Outpatient Hospital | $120 copay | $150 copay after deductible | 30% after ded. | 50% after ded. |
| Emergency Room | $500 copay after Platinum deductible | |||
| Preventive Rx | $0 copay | Not covered | ||
| Generic / Brand / Non-Form. | $20 / $40 / $60 copay | Not covered | ||
| Specialty Rx | 20% up to $250 max | Not covered | ||
| Mail Order (90-day) | 2× retail copay | Not covered | ||
Medical Premiums — Per Pay Period (24/year)
| Coverage Level | CDHP | Basic PPO | Plus PPO | |||
|---|---|---|---|---|---|---|
| Wellness | Non-Wellness | Wellness | Non-Wellness | Wellness | Non-Wellness | |
| Full Time | ||||||
| Employee Only | $0.00 | $63.97 | $53.57 | $198.52 | $119.11 | $266.80 |
| Emp. + Spouse/DP | $29.42 | $313.85 | $166.00 | $455.92 | $300.94 | $596.33 |
| Emp. + Child(ren) | $25.00 | $167.22 | $158.52 | $303.47 | $274.38 | $422.07 |
| Emp. + Family | $47.05 | $331.51 | $225.99 | $515.90 | $439.32 | $734.71 |
| Part Time | ||||||
| Employee Only | $47.77 | $190.00 | $107.11 | $252.08 | $176.14 | $323.85 |
| Emp. + Spouse/DP | $165.66 | $450.11 | $249.00 | $538.91 | $389.36 | $684.74 |
| Emp. + Child(ren) | $148.57 | $290.80 | $237.76 | $382.72 | $358.78 | $506.47 |
| Emp. + Family | $247.37 | $531.82 | $338.96 | $628.88 | $559.67 | $855.05 |
